Collection Options

Reduce Delinquencies in Your Community


Credit Reporting Options

One of the biggest problems that a community faces is members who do not make their payments.

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Nobody wants to live in a neighborhood that is not properly maintained or has to raise dues simply because some of the members are not doing their part.  HMS has partnered with Sperlonga Data & Analytics to offer an optional credit reporting service for Associations. With credit reporting, your Association's dues will be viewed with the same importance as credit card payments, mortgages, and car payments.

Lowering the delinquency rates does more for the Association than just increasing the money available to spend on landscaping and pressure washing.  Members that voluntarily pay their dues so that they avoid a credit score penalty are also preventing the Association from having to pursue expensive collection options.  Credit reporting can be a very cost-effective alternative for getting accounts up to date.


If you’re able to pay your bills, you pay your bills. It’s as simple as that.
— Dave Ramsey